Missouri, the heart of the westward expansion, is the birthplace of the Pony Express, the Oregon Trail and the Santa Fe Trail. “The Show Me State” is home to the Ozark Mountains, and has brought such notable Americans to international fame as Mark Twain, Tennessee Williams, T.S. Eliot, Yogi Berra, Chuck Berry and J.C. Penney. With Civil War battle re-enactments to top notch ballet, Missouri holds surprises from border to border. While driving to the next surprise, don’t get bogged down with figuring how to stay protected on the road. CheapCarInsurance.net has done the searching and has brought all the essential information for Missouri drivers right here.
Missouri car insurance rates average $1,895 per year for full coverage and $490 per year for a state minimum coverage policy. Your exact costs will depend on a few factors about your driving record and who all will be on your policy, as well as if you qualify for any discounts. The table below was created from our personal insurance database for average costs by current city and vehicle type:
Auto Insurance Costs by County: | Sedan: | SUV: | Coupe: | Truck: | Hybrid: |
---|---|---|---|---|---|
Adair | $1,033 | $856 | $1,016 | $911 | $1,106 |
Andrew | $1,055 | $874 | $986 | $931 | $1,131 |
Atchison | $1,102 | $909 | $1,023 | $965 | $1,186 |
Audrain | $947 | $811 | $884 | $911 | $1,036 |
Barry | $1,044 | $888 | $980 | $948 | $1,134 |
Barton | $1,069 | $889 | $1,002 | $948 | $1,141 |
Bates | $1,075 | $891 | $1,019 | $948 | $1,152 |
Benton | $1,099 | $912 | $1,050 | $972 | $1,174 |
Bollinger | $1,031 | $885 | $976 | $981 | $1,110 |
Boone | $922 | $791 | $876 | $905 | $992 |
Buchanan | $1,081 | $920 | $1,019 | $981 | $1,171 |
Butler | $1,089 | $920 | $1,024 | $981 | $1,177 |
Caldwell | $1,055 | $874 | $1,087 | $931 | $1,131 |
Callaway | $949 | $813 | $892 | $918 | $1,032 |
Camden | $1,081 | $926 | $1,011 | $1,021 | $1,177 |
Cape Girardeau | $1,001 | $857 | $944 | $948 | $1,083 |
Carroll | $1,054 | $873 | $1,023 | $928 | $1,130 |
Carter | $1,143 | $954 | $1,179 | $1,016 | $1,218 |
Cass | $1,018 | $879 | $965 | $986 | $1,093 |
Cedar | $1,099 | $912 | $1,050 | $972 | $1,174 |
Chariton | $1,038 | $860 | $985 | $915 | $1,113 |
Christian | $1,083 | $935 | $1,030 | $1,016 | $1,157 |
Clark | $1,019 | $849 | $1,016 | $905 | $1,086 |
Clay | $1,029 | $882 | $974 | $1,021 | $1,109 |
Clinton | $1,075 | $891 | $1,059 | $948 | $1,152 |
Cole | $901 | $772 | $848 | $911 | $979 |
Cooper | $1,032 | $862 | $960 | $918 | $1,104 |
Crawford | $941 | $802 | $883 | $968 | $1,022 |
Dade | $1,099 | $912 | $1,038 | $972 | $1,174 |
Dallas | $1,099 | $912 | $1,031 | $972 | $1,174 |
Daviess | $1,055 | $874 | $1,023 | $931 | $1,131 |
Dekalb | $1,075 | $891 | $1,023 | $948 | $1,152 |
Dent | $975 | $832 | $913 | $988 | $1,061 |
Douglas | $1,099 | $912 | $1,038 | $972 | $1,174 |
Dunklin | $1,024 | $880 | $967 | $981 | $1,101 |
Franklin | $1,081 | $925 | $1,019 | $1,016 | $1,170 |
Gasconade | $1,069 | $889 | $997 | $948 | $1,141 |
Gentry | $1,102 | $909 | $1,023 | $965 | $1,186 |
Greene | $1,053 | $910 | $1,007 | $981 | $1,119 |
Grundy | $1,055 | $874 | $1,001 | $931 | $1,131 |
Harrison | $1,106 | $940 | $1,023 | $995 | $1,221 |
Henry | $973 | $837 | $910 | $948 | $1,059 |
Hickory | $1,102 | $925 | $1,038 | $986 | $1,185 |
Holt | $1,019 | $849 | $1,021 | $905 | $1,086 |
Howard | $1,035 | $862 | $990 | $918 | $1,104 |
Howell | $1,099 | $912 | $1,051 | $972 | $1,174 |
Iron | $1,104 | $920 | $1,125 | $981 | $1,177 |
Jackson | $1,028 | $887 | $979 | $1,028 | $1,099 |
Jasper | $1,028 | $883 | $970 | $981 | $1,110 |
Jefferson | $1,105 | $951 | $1,050 | $1,086 | $1,181 |
Johnson | $939 | $805 | $883 | $958 | $1,020 |
Knox | $1,055 | $874 | $1,067 | $931 | $1,131 |
Laclede | $948 | $811 | $888 | $948 | $1,028 |
Lafayette | $954 | $813 | $894 | $905 | $1,039 |
Lawrence | $1,020 | $868 | $958 | $981 | $1,106 |
Lewis | $1,038 | $860 | $995 | $915 | $1,113 |
Lincoln | $1,089 | $920 | $1,026 | $981 | $1,177 |
Linn | $1,033 | $856 | $1,017 | $911 | $1,106 |
Livingston | $1,033 | $856 | $997 | $911 | $1,106 |
Macon | $1,019 | $849 | $957 | $905 | $1,086 |
Madison | $1,088 | $935 | $1,021 | $1,016 | $1,182 |
Maries | $916 | $782 | $860 | $943 | $995 |
Marion | $1,003 | $856 | $938 | $911 | $1,095 |
Mcdonald | $1,069 | $889 | $1,038 | $948 | $1,141 |
Mercer | $1,148 | $940 | $1,145 | $995 | $1,245 |
Miller | $1,046 | $889 | $980 | $948 | $1,140 |
Mississippi | $1,010 | $868 | $958 | $981 | $1,085 |
Moniteau | $1,019 | $849 | $990 | $905 | $1,086 |
Monroe | $1,035 | $862 | $1,068 | $918 | $1,104 |
Montgomery | $1,019 | $849 | $987 | $905 | $1,086 |
Morgan | $1,071 | $914 | $1,002 | $986 | $1,170 |
New Madrid | $925 | $794 | $873 | $947 | $997 |
Newton | $1,073 | $912 | $1,004 | $972 | $1,166 |
Nodaway | $1,038 | $860 | $965 | $915 | $1,113 |
Oregon | $1,099 | $912 | $1,151 | $972 | $1,174 |
Osage | $1,035 | $862 | $1,014 | $918 | $1,104 |
Ozark | $1,102 | $920 | $1,038 | $981 | $1,177 |
Pemiscot | $951 | $816 | $899 | $971 | $1,023 |
Perry | $1,011 | $867 | $954 | $975 | $1,094 |
Pettis | $949 | $814 | $892 | $905 | $1,029 |
Phelps | $914 | $783 | $860 | $905 | $989 |
Pike | $1,035 | $862 | $971 | $918 | $1,104 |
Platte | $1,077 | $923 | $1,018 | $986 | $1,157 |
Polk | $1,102 | $925 | $1,038 | $986 | $1,185 |
Pulaski | $964 | $818 | $906 | $926 | $1,047 |
Putnam | $1,148 | $940 | $1,067 | $995 | $1,245 |
Ralls | $1,019 | $849 | $1,015 | $905 | $1,086 |
Randolph | $1,038 | $860 | $1,017 | $915 | $1,113 |
Ray | $1,035 | $862 | $992 | $918 | $1,104 |
Reynolds | $1,173 | $973 | $1,144 | $1,036 | $1,255 |
Ripley | $1,154 | $962 | $1,157 | $1,024 | $1,232 |
Saline | $903 | $770 | $840 | $905 | $991 |
Schuyler | $1,054 | $873 | $1,016 | $928 | $1,130 |
Scotland | $1,019 | $849 | $1,016 | $905 | $1,086 |
Scott | $956 | $820 | $904 | $977 | $1,029 |
Shannon | $1,117 | $928 | $1,166 | $988 | $1,194 |
Shelby | $1,019 | $849 | $1,067 | $905 | $1,086 |
St. Charles | $958 | $824 | $915 | $971 | $1,021 |
St. Clair | $1,032 | $887 | $964 | $975 | $1,123 |
St. Francois | $1,049 | $903 | $990 | $1,021 | $1,132 |
St. Louis | $1,028 | $888 | $986 | $1,038 | $1,090 |
St. Louis city | $1,153 | $996 | $1,105 | $1,167 | $1,226 |
Ste. Genevieve | $1,046 | $901 | $988 | $981 | $1,130 |
Stoddard | $954 | $821 | $897 | $926 | $1,032 |
Stone | $1,101 | $928 | $1,038 | $988 | $1,188 |
Sullivan | $1,148 | $940 | $1,067 | $995 | $1,245 |
Taney | $1,102 | $943 | $1,038 | $1,052 | $1,192 |
Texas | $975 | $832 | $913 | $948 | $1,061 |
Vernon | $1,035 | $862 | $991 | $918 | $1,104 |
Warren | $1,070 | $919 | $1,010 | $981 | $1,156 |
Washington | $1,164 | $971 | $1,154 | $1,035 | $1,241 |
Wayne | $1,109 | $952 | $1,045 | $1,044 | $1,199 |
Webster | $1,107 | $945 | $1,040 | $1,018 | $1,201 |
Worth | $1,102 | $909 | $1,023 | $965 | $1,186 |
Wright | $975 | $832 | $913 | $948 | $1,061 |
Failure to maintain insurance and provide proof of insurance can result in fines, license suspensions and auto impounds.
Missouri Department of Insurance
301 W. High St.
Room 530
Jefferson City, MO 65101
(573) 751-4126
insurance.mo.gov
Get Directions
Missouri Department of Transportation
105 W. Capitol Ave.
Jefferson City, MO 65102
1-888-ASK-MODOT (275-6636)
www.modot.org
Get Directions
Missouri Department of Revenue
Motor Vehicle Titling and Registration
Harry S Truman State Office Building
301 W. High St,
Jefferson City, MO 65101
Driver License: (573) 526-2407
Motor Vehicle: (573) 526-3669
dor.mo.gov/motorv
Get Directions