Minnesota, “The Land of 10,000 Lakes”, gets its nickname from the 11,842 lakes within its boundaries. So many bodies of water gives Minnesota its densely forested countryside, prompting the state to preserve over 10 million acres of lush landscape. Fantastic art communities in the Twin Cities, wilderness camping grounds scattered throughout and lakes brimming with boats of all sizes make Minnesota a hot spot for tourists all through the year. With all the sight-seeing traffic, CheapCarInsurance.net wants to keep Minnesota’s roads safe. This list of useful state car insurance information will help the Minnesota drivers stay protected while enjoying the sights and sounds of their state.
The cost of car insurance in Minnesota is around $590 per year for minimum coverage and $1,593 are year for a policy with full coverage. To dive further into what you can expect to pay for with a Minnesota auto insurance policy we’ve provided a table from our costs database that breaks it down by vehicle type and the city you live in:
Auto Insurance Costs by County: | Sedan: | SUV: | Coupe: | Truck: | Hybrid: |
---|---|---|---|---|---|
Aitkin | $1,064 | $850 | $965 | $968 | $1,105 |
Anoka | $1,067 | $859 | $994 | $945 | $1,066 |
Becker | $903 | $724 | $823 | $835 | $949 |
Beltrami | $1,059 | $848 | $963 | $971 | $1,105 |
Benton | $1,060 | $846 | $980 | $982 | $1,056 |
Big Stone | $866 | $693 | $788 | $847 | $908 |
Blue Earth | $847 | $680 | $778 | $817 | $875 |
Brown | $787 | $633 | $721 | $765 | $819 |
Carlton | $982 | $786 | $892 | $968 | $1,036 |
Carver | $922 | $745 | $853 | $815 | $936 |
Cass | $1,042 | $834 | $944 | $971 | $1,088 |
Chippewa | $885 | $709 | $809 | $806 | $919 |
Chisago | $1,139 | $909 | $1,044 | $971 | $1,148 |
Clay | $872 | $704 | $812 | $721 | $895 |
Clearwater | $1,110 | $885 | $996 | $991 | $1,172 |
Cook | $1,011 | $805 | $911 | $898 | $1,057 |
Cottonwood | $847 | $676 | $770 | $807 | $884 |
Crow Wing | $1,025 | $818 | $933 | $925 | $1,058 |
Dakota | $1,002 | $811 | $935 | $910 | $1,012 |
Dodge | $889 | $717 | $814 | $773 | $924 |
Douglas | $912 | $731 | $835 | $828 | $941 |
Faribault | $795 | $637 | $728 | $766 | $821 |
Fillmore | $923 | $741 | $844 | $860 | $957 |
Freeborn | $866 | $697 | $794 | $769 | $894 |
Goodhue | $927 | $743 | $849 | $853 | $959 |
Grant | $906 | $725 | $829 | $845 | $944 |
Hennepin | $1,032 | $841 | $966 | $907 | $1,045 |
Houston | $961 | $772 | $877 | $857 | $995 |
Hubbard | $1,051 | $843 | $950 | $973 | $1,109 |
Isanti | $1,088 | $868 | $995 | $971 | $1,115 |
Itasca | $1,025 | $818 | $930 | $958 | $1,064 |
Jackson | $874 | $697 | $796 | $847 | $909 |
Kanabec | $1,119 | $892 | $1,011 | $980 | $1,163 |
Kandiyohi | $923 | $741 | $846 | $871 | $955 |
Kittson | $903 | $726 | $819 | $876 | $961 |
Koochiching | $908 | $732 | $824 | $898 | $959 |
Lac Qui Parle | $902 | $724 | $823 | $864 | $940 |
Lake | $1,004 | $806 | $913 | $871 | $1,025 |
Lake Of The Woods | $935 | $750 | $850 | $924 | $988 |
Le Sueur | $905 | $725 | $828 | $812 | $933 |
Lincoln | $879 | $705 | $796 | $863 | $923 |
Lyon | $848 | $679 | $775 | $821 | $880 |
Mahnomen | $935 | $750 | $850 | $841 | $988 |
Marshall | $860 | $692 | $784 | $849 | $908 |
Martin | $802 | $640 | $735 | $766 | $822 |
Mcleod | $867 | $698 | $796 | $819 | $889 |
Meeker | $877 | $706 | $803 | $818 | $905 |
Mille Lacs | $1,064 | $850 | $965 | $990 | $1,105 |
Morrison | $1,012 | $807 | $920 | $908 | $1,054 |
Mower | $881 | $707 | $812 | $773 | $905 |
Murray | $880 | $704 | $800 | $856 | $917 |
Nicollet | $814 | $655 | $747 | $792 | $848 |
Nobles | $877 | $702 | $799 | $854 | $915 |
Norman | $894 | $717 | $808 | $811 | $947 |
Olmsted | $902 | $728 | $828 | $803 | $937 |
Otter Tail | $910 | $733 | $833 | $830 | $954 |
Pennington | $906 | $728 | $823 | $863 | $958 |
Pine | $1,064 | $850 | $964 | $991 | $1,105 |
Pipestone | $885 | $708 | $802 | $858 | $929 |
Polk | $863 | $695 | $789 | $801 | $911 |
Pope | $855 | $686 | $780 | $833 | $891 |
Ramsey | $1,097 | $887 | $1,024 | $962 | $1,106 |
Red Lake | $892 | $717 | $811 | $882 | $944 |
Redwood | $833 | $667 | $760 | $797 | $863 |
Renville | $846 | $681 | $774 | $814 | $870 |
Rice | $961 | $772 | $882 | $864 | $987 |
Rock | $899 | $721 | $822 | $859 | $939 |
Roseau | $934 | $748 | $846 | $892 | $988 |
Scott | $987 | $793 | $913 | $820 | $1,000 |
Sherburne | $1,019 | $819 | $943 | $962 | $1,031 |
Sibley | $907 | $727 | $831 | $818 | $937 |
St. Louis | $947 | $766 | $874 | $908 | $985 |
Stearns | $917 | $735 | $841 | $883 | $947 |
Steele | $870 | $698 | $796 | $769 | $900 |
Stevens | $860 | $688 | $783 | $838 | $898 |
Swift | $851 | $683 | $777 | $830 | $889 |
Todd | $992 | $790 | $896 | $898 | $1,042 |
Traverse | $856 | $687 | $780 | $837 | $896 |
Wabasha | $947 | $761 | $864 | $894 | $984 |
Wadena | $1,061 | $848 | $952 | $950 | $1,123 |
Waseca | $831 | $666 | $761 | $780 | $858 |
Washington | $1,044 | $839 | $971 | $904 | $1,051 |
Watonwan | $815 | $655 | $747 | $792 | $849 |
Wilkin | $848 | $683 | $775 | $834 | $892 |
Winona | $953 | $769 | $876 | $872 | $983 |
Wright | $1,007 | $806 | $926 | $916 | $1,022 |
Yellow Medicine | $863 | $689 | $786 | $838 | $899 |
Failure to maintain proper insurance can result in fines and vehicle impounds.
Fourth and subsequent DUI offenses are charged with a felony. DUI offenses including higher BAC levels, injury collisions and/or minor passengers receive much stricter penalties upon conviction.
Minnesota Department of Commerce and Insurance
85 Seventh Place East
St. Paul, MN 55101
651-539-1500
Get Directions
Minnesota Department of Transportation
395 John Ireland Blvd.
St. Paul, MN 55155-1899
(651) 296-3000
800-657-3774
Get Directions
Minnesota Department of Public Safety
Driver and Vehicle Services
445 Minnesota St., Suite 190 Town Square Building
St. Paul, MN 55101-5190
(651) 215-1328
Get Directions