Louisiana, with 8 different nicknames, prides itself on its uniqueness. As “The Bayou State”, its vast swamplands and marshes hold mystery and intrigue for visitors from all over the world. As “The Sportsman’s Paradise”, this state boasts an enormous variety of wildlife, hunting excursions, fishing opportunities and outdoor recreation activities. With so many options, Cheapcarinsurance.net is simplifying Louisiana’s affordable car insurance options by organizing all the information you need in one place.
Louisiana is known for having some of the highest car insurance rates in the United States. According to recent 2023 data from our own personal insurance cost database, the average annual cost of car insurance in Louisiana is approximately $1,600 per year. This puts Louisiana well above the national average for car insurance rates. However, the average costs will depend on a few factors such as personal driving records, demographics, current city you live and what type of vehicle you drive. To further breakdown what you can expect to pay for a policy in Louisiana, here is a breakdown by city and vehicle type:
Auto Insurance Costs by County: | Sedan: | SUV: | Coupe: | Truck: | Hybrid: |
---|---|---|---|---|---|
Acadia | $1,483 | $1,307 | $1,430 | $1,481 | $1,561 |
Allen | $1,611 | $1,413 | $1,549 | $1,543 | $1,697 |
Ascension | $1,771 | $1,561 | $1,710 | $1,786 | $1,858 |
Assumption | $1,622 | $1,433 | $1,561 | $1,645 | $1,708 |
Avoyelles | $1,795 | $1,584 | $1,735 | $1,809 | $1,880 |
Beauregard | $1,335 | $1,160 | $1,275 | $1,359 | $1,421 |
Bienville | $1,378 | $1,198 | $1,310 | $1,411 | $1,475 |
Bossier | $1,356 | $1,186 | $1,302 | $1,374 | $1,434 |
Caddo | $1,447 | $1,257 | $1,385 | $1,468 | $1,534 |
Calcasieu | $1,475 | $1,291 | $1,420 | $1,489 | $1,552 |
Caldwell | $1,463 | $1,272 | $1,396 | $1,441 | $1,558 |
Cameron | $1,660 | $1,361 | $1,587 | $1,448 | $1,727 |
Catahoula | $1,449 | $1,261 | $1,381 | $1,441 | $1,546 |
Claiborne | $1,392 | $1,206 | $1,316 | $1,434 | $1,500 |
Concordia | $1,449 | $1,261 | $1,381 | $1,441 | $1,546 |
De Soto | $1,381 | $1,204 | $1,324 | $1,401 | $1,464 |
East Baton Rouge | $1,705 | $1,505 | $1,653 | $1,714 | $1,783 |
East Carroll | $1,412 | $1,226 | $1,344 | $1,441 | $1,511 |
East Feliciana | $1,823 | $1,605 | $1,758 | $1,751 | $1,916 |
Evangeline | $1,596 | $1,398 | $1,535 | $1,614 | $1,684 |
Franklin | $1,449 | $1,261 | $1,381 | $1,441 | $1,546 |
Grant | $1,493 | $1,306 | $1,433 | $1,441 | $1,578 |
Iberia | $1,604 | $1,404 | $1,537 | $1,628 | $1,696 |
Iberville | $1,839 | $1,622 | $1,779 | $1,853 | $1,927 |
Jackson | $1,340 | $1,164 | $1,269 | $1,378 | $1,439 |
Jefferson | $1,732 | $1,522 | $1,661 | $1,761 | $1,833 |
Jefferson Davis | $1,408 | $1,237 | $1,355 | $1,424 | $1,484 |
La Salle | $1,409 | $1,226 | $1,343 | $1,440 | $1,504 |
Lafayette | $1,621 | $1,433 | $1,573 | $1,627 | $1,692 |
Lafourche | $1,614 | $1,430 | $1,556 | $1,635 | $1,698 |
Lincoln | $1,338 | $1,163 | $1,272 | $1,370 | $1,432 |
Livingston | $1,682 | $1,474 | $1,619 | $1,702 | $1,775 |
Madison | $1,368 | $1,188 | $1,302 | $1,399 | $1,463 |
Morehouse | $1,449 | $1,261 | $1,381 | $1,441 | $1,546 |
Natchitoches | $1,405 | $1,221 | $1,345 | $1,428 | $1,494 |
Orleans | $2,247 | $1,851 | $2,163 | $2,276 | $2,369 |
Ouachita | $1,535 | $1,343 | $1,479 | $1,549 | $1,616 |
Plaquemines | $1,774 | $1,563 | $1,703 | $1,804 | $1,875 |
Pointe Coupee | $1,741 | $1,528 | $1,676 | $1,759 | $1,833 |
Rapides | $1,623 | $1,356 | $1,551 | $1,441 | $1,729 |
Red River | $1,449 | $1,253 | $1,374 | $1,441 | $1,556 |
Richland | $1,433 | $1,250 | $1,367 | $1,441 | $1,529 |
Sabine | $1,310 | $1,137 | $1,245 | $1,339 | $1,401 |
St. Bernard | $2,394 | $1,972 | $2,298 | $2,141 | $2,463 |
St. Charles | $1,783 | $1,572 | $1,716 | $1,729 | $1,879 |
St. Helena | $1,791 | $1,566 | $1,715 | $1,751 | $1,898 |
St. James | $1,701 | $1,507 | $1,648 | $1,676 | $1,776 |
St. John the Baptist | $1,801 | $1,578 | $1,741 | $1,819 | $1,887 |
St. Landry | $1,582 | $1,388 | $1,522 | $1,598 | $1,666 |
St. Martin | $1,562 | $1,372 | $1,508 | $1,569 | $1,635 |
St. Mary | $1,465 | $1,290 | $1,409 | $1,471 | $1,543 |
St. Tammany | $1,547 | $1,369 | $1,495 | $1,564 | $1,625 |
Tangipahoa | $1,709 | $1,503 | $1,645 | $1,727 | $1,797 |
Tensas | $1,469 | $1,278 | $1,396 | $1,441 | $1,572 |
Terrebonne | $1,641 | $1,461 | $1,591 | $1,650 | $1,711 |
Union | $1,407 | $1,221 | $1,331 | $1,441 | $1,513 |
Vermilion | $1,549 | $1,354 | $1,488 | $1,567 | $1,634 |
Vernon | $1,348 | $1,170 | $1,286 | $1,373 | $1,436 |
Washington | $1,699 | $1,488 | $1,629 | $1,723 | $1,796 |
Webster | $1,320 | $1,147 | $1,252 | $1,353 | $1,414 |
West Baton Rouge | $1,769 | $1,567 | $1,718 | $1,779 | $1,847 |
West Carroll | $1,445 | $1,259 | $1,373 | $1,441 | $1,546 |
West Feliciana | $1,732 | $1,525 | $1,664 | $1,751 | $1,827 |
Winn | $1,406 | $1,221 | $1,336 | $1,441 | $1,507 |
Louisiana Department of Insurance
1702 N. Third St.
Baton Rouge, LA 70802
1-800-259-5300
www.ldi.louisiana.gov
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Louisiana Department of Transportation and Development
1201 Capitol Access Road
Baton Rouge, LA 70802
(225) 379-1232
wwwsp.dotd.la.gov
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Louisiana Office of Motor Vehicles
7979 Independence Blvd.
Baton Rouge, LA 70806
(225) 925-6146
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